“The Federal Deposit Insurance Corp. is requiring banks hold at least 5 percent of the securities on their books, as part of new rules the regulator adopted Monday that were required under the new financial overhaul law. Banks would be required to purchase their share of the securities beginning Jan. 1. The idea is that banks with such exposure to risk would be more careful about properly screening borrowers. Experts say the bank’s lack of investment in the risky securities contributed to the financial meltdown.”
— The Associated Press: New FDIC rules require banks to share some risk
